Financial Literacy Olympiad

💰 1. Basics of Financial Literacy

• Meaning of Financial Literacy
• Importance of Money Management
• Needs vs Wants
• Goal Setting

🏦 2. Banking

• Types of Banks
• Bank Accounts (Savings, Current)
• ATM, Debit & Credit Cards
• Online Banking & UPI

💵 3. Saving & Budgeting

• Importance of Saving
• Budget Planning
• Personal Budget
• Emergency Fund

📈 4. Investment

• Meaning of Investment
• Types of Investments (FD, RD, Mutual Funds, Stocks)
• Risk & Return
• Power of Compounding

💳 5. Credit & Loans

• Meaning of Credit
• Types of Loans (Personal, Home, Education)
• Interest Rates
• Credit Score

🧾 6. Taxes

• Basics of Taxation
• Types of Taxes (Direct & Indirect)
• Income Tax Basics
• GST (Goods and Services Tax)

🛡️ 7. Insurance

• Meaning of Insurance
• Types (Life, Health, Vehicle)
• Importance of Insurance
• Risk Protection

📊 8. Digital Financial Literacy

• Digital Payments (UPI, Wallets)
• Online Security
• Fraud Awareness
• Safe Transactions

🌍 9. Financial Awareness

• Government Schemes
• Financial Institutions
• Consumer Rights
• Financial Planning